Dave Ramsey is financial guru whose advice has saved millions of people vast amounts of money. For a first time home buyer the house hunting process is often romanticized. It is a rite of passage of sorts. It is important though to think of a few key things before starting the process of buying a […]
Why You Should Have a 401K Plan
Today I am wearing my accountant/financial planner hat. I have so many friends who don’t have a retirement account. I have never really understood why they do not jump on this because it is FREE money. Yes, you work for someone and they give you something extra when you sign up for their 401K plan. […]
How Dave Ramsey’s Baby Steps Saved My Life
I have always been super frugal even from an early age and I would save my pocket money just in case I needed it while my friends would go shopping for the latest games and clothes. Fast forward to a few years I had my first great job and was spending way more than I […]
How to Budget for Your Household the Dave Ramsey Way
There are 11 budget categories that Ramsey recommends for budgeting for your household. The 11 categories are essential in ensuring that we know where our money goes in our households. These categories are perfect for doing an audit on how much we spend on things in our homes. The 11 household budget categories breakdown everything […]
How to Save Money Like a Pro in 10 Easy Steps
Pretty much everyone is struggling to save money these days especially as prices go up and salaries remain stagnant. The cost of renting or owning property, gas, groceries, commuting, everything has been going up in my city and I have constantly had to find creative ways of saving money. With a looming recession it is […]