Becoming debt free should be everyone’s goal especially when we live in such volatile times. It is always best practice to have more personal wealth than debt which is essentially your net-worth. Unfortunately for most of us when you are starting out it’s almost impossible to be debt free unless you have a trust fund somewhere. […]
How to Use Bullet Journals to Manage Money
As I get older I’ve realized that the only way to make a life that I love living is to be more intentional with my finances. This means actively tracking how much money I make, how I spend it and ultimately how much money I save. Over time I have learned how to use bullet […]
How to Make $100 a Day Realistically
Imagine being able to make $100 a day as extra income on your own terms. It may not be much for some people but it could be enough to save for a new house, pay for bills that are running behind, buy a car, travel, get out of debt or start a college fund. In this […]
How to Find Cheap Flights Every Single Time
I am one of those people who will spend hours trying to score a cheap flight. I love traveling and I am flexible with some of my destinations so if there is a price incentive to fly to a certain place, I will book the flight and think of the logistics later. Not everyone likes […]
How to Budget for Your Household the Dave Ramsey Way
There are 11 budget categories that Ramsey recommends for budgeting for your household. The 11 categories are essential in ensuring that we know where our money goes in our households. These categories are perfect for doing an audit on how much we spend on things in our homes. The 11 household budget categories breakdown everything […]